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Contact Details
Mailing Address: PO Box 1183 Palm Beach, Queensland, Australia 4221
Office Location: 43 Larch Street Tallebudgera, Queensland, Australia 4228
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Licensing and Regulatory Information
This website is operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust), located at 43 Larch Street, Tallebudgera QLD 4228, A.C.N. 010 281 008.
Clark Family Pty Ltd is an Authorised Credit Representative of Saccasan Pty Ltd (Australian Credit Licence No. 386297) and an Authorised Representative of Unique Group Broker Services (Australian Financial Services Licence No. 509434).
For more information about licensing and regulatory matters, please visit the ASIC website.
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Australia's ransomware payment reporting regime is now a practical compliance issue for many businesses, and real estate agencies should not assume it sits outside their risk planning. The rules require certain organisations to report ransomware or cyber extortion payments within a short timeframe after payment is made. While not every small agency will fall within the reporting threshold, the change is a clear signal that cyber incidents are being treated as governance, legal and insurance events, not just technology failures. - read more
APRA’s latest general insurance performance data is a useful reminder that insurance pricing is being shaped by more than one factor. While headline profitability across the sector has improved compared with the more volatile years of heavy natural catastrophe losses, insurers are still managing higher repair costs, reinsurance expenses, claims inflation and risk selection pressures. For real estate agencies, that means renewal conversations are unlikely to be only about last year’s premium versus this year’s premium. - read more
Australia’s insurance broking sector is continuing to sharpen its focus on transparency, service standards and conflict management as work progresses on an updated Insurance Brokers Code of Practice. For real estate agencies, this is more than an industry governance issue. It goes directly to how agency owners understand their cover, compare options, assess exclusions and respond when a claim needs to be lodged quickly. - read more
The latest stage of Australia’s general insurance code debate is not just a matter for insurers. For real estate agencies, it is an extension of an ongoing story about how policies are sold, explained and tested when something goes wrong. - read more
New South Wales’ move to shift emergency services funding away from insurance premiums and towards a broader property-based model is more than a state tax story. For real estate agencies, it is a timely reminder that insurance pricing is influenced by several moving parts, some visible on a renewal notice and others buried in the background. - read more
In the ever-changing world of real estate, understanding and managing risks are crucial tasks for any real estate agent. From fluctuating market conditions to regulatory shifts, several elements can affect the value and profitability of property investments. Effective risk management practices are essential for protecting assets and ensuring long-term success in this dynamic industry. - read more
Professional indemnity insurance can help real estate agents, property managers and agency owners respond to claims alleging professional mistakes, negligence or misleading advice. This guide explains what it may cover, common exclusions and key policy features to review in Australia. - read more
Property managers face insurance exposures that go beyond standard real estate sales work, including tenant interactions, maintenance coordination, rent handling, entry notices, complaints and landlord communications. This guide explains the main insurance issues Australian property managers should understand. - read more
In the vibrant world of real estate, understanding and managing risks is crucial for success. Real estate agents face a variety of risks that can impact their reputation, financial stability, and client relationships. Navigating these risks effectively is essential for maintaining a thriving business and ensuring client satisfaction. - read more
Public liability insurance can help real estate agents manage third-party injury and property damage risks that may arise during inspections, open homes, office visits and other client-facing activities. - read more
Knowledgebase
Insurance Deductible: the amount that an insured is required to contribute toward an insurance claim as stipulated in an insurance policy. Otherwise known as the "policy excess".
