Real Estate Agents Insurance Online Income Protection Insurance Calculator

Find out how much monthly disability income protection insurance you qualify for. Use our calculator to estimate cover levels tailored to your income and needs.

Simply enter your personal gross income in the space below, select the frequency that you receive your current income and press [calculate] to determine the amount of cover you qualify for.

* Notes:

Most insurers limit the amount of income insurance that you can buy to 75% of your gross income.
If you are self-employed or operate your own business you may qualify for additional cover and benefits.
Your Gross Income figure should represent only your income from personal exertion, not investment income.
This calculator is provided as a rough guide only. You should seek professional advice from a licensed income insurance specialist before making decisions relating to something as important as income protection insurance!

Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers or lenders after you submit an enquiry.

Share this calculator:

Real Estate Agents Insurance Articles

Understanding Income Protection Insurance for Real Estate Professionals

Income protection insurance is designed to provide financial support if you're unable to work due to illness or injury. It ensures a portion of your income continues to be paid during times when you cannot earn. This type of insurance acts as a safety net, offering peace of mind by securing your financial stability during challenging times. - read more

Common Real Estate Risks and How to Mitigate Them with Insurance

In the vibrant world of real estate, understanding and managing risks is crucial for success. Real estate agents face a variety of risks that can impact their reputation, financial stability, and client relationships. Navigating these risks effectively is essential for maintaining a thriving business and ensuring client satisfaction. - read more

Common Insurance Pitfalls for Real Estate Professionals

As a real estate professional, safeguarding your business through adequate insurance is crucial. The real estate industry is fraught with risks, from property damage to client disputes, and insurance serves as a safety net, ensuring that you're protected against unforeseen circumstances. - read more

Navigating the Risks: Essential Insurance Solutions for Real Estate Agents

In the dynamic world of real estate, managing risks is as crucial as closing a sale. Real estate agents in Australia constantly navigate a landscape full of potential pitfalls, from market fluctuations to client disputes. Understanding these risks and having strategies to manage them is essential for a successful career. - read more

Top 5 Risk Management Strategies Every Real Estate Agent Should Know

In the ever-changing world of real estate, understanding and managing risks are crucial tasks for any real estate agent. From fluctuating market conditions to regulatory shifts, several elements can affect the value and profitability of property investments. Effective risk management practices are essential for protecting assets and ensuring long-term success in this dynamic industry. - read more

Insurance News

Potential Decrease in Australian Insurance Premiums Amid Global Market Downturn

19 Oct 2025: Paige Estritori

Recent developments in the global financial markets have sparked discussions about potential benefits for Australian insurance policyholders. A significant sell-off in the insurance sector on Wall Street has led analysts to speculate that Australian insurance premiums could see a reduction in the near future. - read more

Climate Change Threatens Insurability of Australian Homes by 2050

19 Oct 2025: Paige Estritori

A recent National Climate Risk Assessment has raised significant concerns about the future insurability of Australian homes. The comprehensive government report warns that by 2050, approximately one million homes could be classified as 'very high risk' due to climate change, potentially rendering them uninsurable. - read more

Rising Home Insurance Premiums in Australia Amidst Extreme Weather Events

19 Oct 2025: Paige Estritori

Australian homeowners are experiencing a significant rise in home insurance premiums, driven by an increase in extreme weather events. The Insurance Council of Australia (ICA) reports that in the first half of 2025 alone, severe weather incidents, including ex-tropical cyclone Alfred, resulted in $1.8 billion in insurance claims. - read more

Aon and REISA Forge Partnership to Support South Australian Real Estate Professionals

11 Oct 2025: Paige Estritori

In a strategic move to bolster support for real estate professionals, Aon has announced a partnership with the Real Estate Institute of South Australia (REISA). This collaboration is set to provide REISA members with specialised insurance and risk advisory services, addressing the unique challenges faced by the industry. - read more

Queensland Implements Mandatory Seller Disclosure to Boost Transparency

11 Oct 2025: Paige Estritori

Effective 1 August 2025, Queensland has introduced a mandatory seller disclosure scheme under the Property Law Act 2023. This legislation requires sellers to provide prospective buyers with a comprehensive disclosure statement and relevant certificates before contract signing or auction. - read more

Click for more Insurance News

Knowledgebase

Insurance Policy Excess:
The amount you will have to contribute when you make a claim.

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.

IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.